How we work
with your team
How we work
with your team
Kestrl Tech isn't a software vendor you licence and deploy alone.
We work as a strategic technology partner — embedded in your product lifecycle from discovery through to post-launch support, always scoped to what your institution actually needs.
Kestrl Tech isn't a software vendor you licence and deploy alone.
We work as a strategic technology partner — embedded in your product lifecycle from discovery through to post-launch support, always scoped to what your institution actually needs.
Kestrl Tech isn't a software vendor you licence and deploy alone.
We work as a strategic technology partner — embedded in your product lifecycle from discovery through to post-launch support, always scoped to what your institution actually needs.
Services
Strategy, Design & Architecture
Strategy, Design & Architecture
We begin with your KPIs, customer base and competitive position rather than a template. Where an approach is unlikely to succeed, we will advise accordingly.
We begin with your KPIs, customer base and competitive position rather than a template. Where an approach is unlikely to succeed, we will advise accordingly.
Strategy & Design
We define the product direction with your team, grounded in your KPIs, customers and competitive position, and carry it through to prototypes your stakeholders can review.
We define the product direction with your team, grounded in your KPIs, customers and competitive position, and carry it through to prototypes your stakeholders can review.
Digital product strategy and roadmap definition
Customer journey mapping and experience design
Feature prioritisation against business KPIs
Feature prioritisation against business KPIs
UX design and prototyping
UX design and prototyping
Stakeholder alignment and internal business case support
Solution Architecture
We design solutions that integrate with your existing core banking systems and APIs, without requiring replacement.
We design solutions that integrate with your existing core banking systems and APIs, without requiring replacement.
API integration design and planning
TDE connection architecture
Core banking integration approach (no rip and replace)
Core banking integration approach (no rip and replace)
Data flow and security architecture
Scalability and performance planning
Product Integration & Innovation
Product Integration & Innovation
This is where the build happens. We connect Kestrl's intelligence and feature layer into your existing product — or build the new product you need from scratch — with the local payment infrastructure and Islamic banking context already factored in.
This is where the build happens. We connect Kestrl's intelligence and feature layer into your existing product — or build the new product you need from scratch — with the local payment infrastructure and Islamic banking context already factored in.
Core Product & Integration
We integrate Kestrl capabilities into your existing applications, in line with local payment infrastructure and regulatory requirements.
We integrate Kestrl capabilities into your existing applications, in line with local payment infrastructure and regulatory requirements.
Feature module integration into existing mobile apps
Feature module integration into existing mobile apps
TDE API connection and data pipeline setup
TDE API connection and data pipeline setup
DuitNow and local payment rail integration
DuitNow and local payment rail integration
Third-party API connections
(payment gateways, Zakat bodies, halal databases)
QA, testing, and compliance validation
QA, testing, and compliance validation
Next Gen Product Innovation
We scope and build new products on the TDE data layer.
We scope and build new products on the TDE data layer.
Bespoke product scoping and development
Bespoke product scoping and development
AI-powered nudges and personalisation engines
AI-powered nudges and personalisation engines
New Islamic lifestyle and compliance features
New Islamic lifestyle and compliance features
Internal analytics tools and dashboards
Internal analytics tools and dashboards
Innovation sprints and rapid prototyping
Innovation sprints and rapid prototyping
Deployment & Sustained Support
Deployment & Sustained Support
Go-live marks the start of a continuous improvement cycle, not the end of our engagement.
Go-live marks the start of a continuous improvement cycle, not the end of our engagement.
Mobile App Development
Native iOS and Android applications for Malaysian banking customers.
Native iOS and Android applications for Malaysian banking customers.
Native iOS and Android development
Native iOS and Android development
UI/UX implementation aligned to your design system
UI/UX implementation aligned to your design system
Performance optimisation for Malaysian network conditions
Performance optimisation for Malaysian network conditions
App store submission and release management
App store submission and release management
Ongoing feature releases and maintenance
Ongoing feature releases and maintenance
OOTB Digital — ready to deploy, built to customise
Pre-built modules that can be themed to your brand and deployed rapidly.
Pre-built modules that can be themed to your brand and deployed rapidly.
Pre-built PFM modules
(budgeting, spending insights, savings pots)
Islamic lifestyle feature suite
(Zakat, prayer times, Quran, Qiblat, Masjid locator)
White-label configuration and brand theming
White-label configuration and brand theming
Rapid deployment and integration support
Rapid deployment and integration support
Post-deployment optimisation and iteration
Post-deployment optimisation and iteration
Most partnerships begin with one conversation about one problem.
Let's start there — and see where it goes.
Contact Us ›
About Us
Kestrl Altitude is a financial technology company, not a bank. Banking services are provided by partner banks; cards are issued by partner issuers pursuant to a license from the card network.
© 2026 Kestrl Altitude. All Rights Reserved
About Us
Kestrl Altitude is a financial technology company, not a bank. Banking services are provided by partner banks; cards are issued by partner issuers pursuant to a license from the card network.
© 2026 Kestrl Altitude. All Rights Reserved
About Us
Kestrl Altitude is a financial technology company, not a bank. Banking services are provided by partner banks; cards are issued by partner issuers pursuant to a license from the card network.
© 2026 Kestrl Altitude. All Rights Reserved
About Us
Kestrl Altitude is a financial technology company, not a bank. Banking services are provided by partner banks; cards are issued by partner issuers pursuant to a license from the card network.
© 2026 Kestrl Altitude. All Rights Reserved
