This is how Kestrl redefines
Islamic Finance

This is how Kestrl redefines Islamic Finance.

This is how Kestrl redefines Islamic Finance.

The B2B arm of Kestrl: a technology partner for Islamic financial institutions that need digital features built quickly and properly.

The B2B arm of Kestrl: a technology partner for Islamic financial institutions that need digital features built quickly and properly.

2020

Born in Cambridge

Born in Cambridge

Kestrl began as a consumer fintech, helping Muslims manage money in line with their values.

Kestrl began as a consumer fintech, helping Muslims manage money in line with their values.

1st

Customers before banks

Customers before banks

We built for real Islamic banking customers before we ever pitched to a bank. That is our difference.

We built for real Islamic banking customers before we ever pitched to a bank. That is our difference.

Our
Journey

Our
Journey

  1. 2020

    Founded at Cambridge Judge Business School

    First round raised; London office opened.

  2. 2021

    In-house tech and data teams hired

    Open Banking with TrueLayer; consumer app launched.

  3. 2022

    B2B software service launched

    Bank Islam Malaysia partnership; Techstars London.

  4. 2023

    Expanded to the UAE with Emirates NBD

    Johor Bahru office; $1m seed round.

  5. 2024

    Digital bank with Bank Muamalat

    Muslim Money Talk podcast; fintech awards.

  6. 2025

    UK digital bank build with a major Malaysian bank

    ADIB ethical finance award.

Leadership team

Leadership team

Areeb Siddiqui

CEO

Daeng Termizi

COO

Ayaz Siddiqui

CFO

Irfan Radzi

CTO

Mus’ab Shaharom

Head, Data Scientist

Supported by teams

Supported by teams

across Malaysia, the UK and the UAE, working as one with the banks we partner with.

across Malaysia, the UK and the UAE, working as one with the banks we partner with.

Malaysia · Johor Bahru

United Kingdom · London

UAE · Abu Dhabi

Accolades

Accolades

Award

Description

Year

First place at IFGS 2024's Pitch 360 competition

First place at IFGS 2024's Pitch 360 competition

First place at IFGS 2024's Pitch 360 competition

First place at IFGS 2024's Pitch 360 competition

2024

2024

Digital Business of the Year

Digital Business of the Year

Digital Business of the Year at the Islam Channel Business Awards 2024

Digital Business of the Year at the Islam Channel Business Awards 2024

2024

2024

Entrepreneur of the Year

Entrepreneur of the Year

Entrepreneur of the Year at the British Muslim Awards 2023: Areeb Siddiqui

Entrepreneur of the Year at the British Muslim Awards 2023: Areeb Siddiqui

2023

2023

Techstars London

Techstars London

Coveted a spot in Techstars London, one of the world’s most prestigious and selective startup accelerators in 2022

Coveted a spot in Techstars London, one of the world’s most prestigious and selective startup accelerators in 2022

2022

2022

Islamic Finance News Awards

Islamic Finance News Awards

Most Promising Islamic Fintech at Islamic Finance News Awards 2021

2021

2021

Cambridge Accelerate Programme

Cambridge Accelerate Programme

Selected as one of the 10 startups to join the Cambridge Accelerate Programme in 2020

Selected as one of the 10 startups to join the Cambridge Accelerate Programme in 2020

2020

2020

Most partnerships begin with one conversation about one problem.

Let's start there — and see where it goes.

Contact Us  ›
KestrlAltitude

Digital banking technology,
built around your bank

About Us

Features

Use-Cases

Retail Banking

Small Business Banking

Commercial Banking

Private Banking

Wealth Management

Kestrl Altitude is a financial technology company, not a bank. Banking services are provided by partner banks; cards are issued by partner issuers pursuant to a license from the card network.

© 2026 Kestrl Altitude. All Rights Reserved

Digital banking technology,
built around your bank

About Us

Features

Use-Cases

Retail Banking

Small Business Banking

Commercial Banking

Private Banking

Wealth Management

Kestrl Altitude is a financial technology company, not a bank. Banking services are provided by partner banks; cards are issued by partner issuers pursuant to a license from the card network.

© 2026 Kestrl Altitude. All Rights Reserved

Digital banking technology,
built around your bank

About Us

Features

Use-Cases

Retail Banking

Small Business Banking

Commercial Banking

Private Banking

Wealth Management

Kestrl Altitude is a financial technology company, not a bank. Banking services are provided by partner banks; cards are issued by partner issuers pursuant to a license from the card network.

© 2026 Kestrl Altitude. All Rights Reserved

Digital banking technology,
built around your bank

About Us

Features

Use-Cases

Retail Banking

Small Business Banking

Commercial Banking

Private Banking

Wealth Management

Kestrl Altitude is a financial technology company, not a bank. Banking services are provided by partner banks; cards are issued by partner issuers pursuant to a license from the card network.

© 2026 Kestrl Altitude. All Rights Reserved