The full module catalogue
The full module catalogue
These out-of-the-box building blocks deploy instantly or adapt to your specific needs. Connected via the TDE intelligence layer, every feature gets smarter as your data matures.
Need something unique?
We regularly build bespoke products just for you.
These out-of-the-box building blocks deploy instantly or adapt to your specific needs. Connected via the TDE intelligence layer, every feature gets smarter as your data matures.
Need something unique?
We regularly build bespoke products just for you.
The foundation underneath our catalogue
The foundation underneath our catalogue
Most features run standalone.
Budgeting, insights, recommendations and credit scoring get smarter with TDE, our engine that turns raw transactions into real-time customer intelligence.
Most features run standalone.
Budgeting, insights, recommendations and credit scoring get smarter with TDE, our engine that turns raw transactions into real-time customer intelligence.
Product Suites
Digital Banking Suite
Digital Banking Suite
The everyday banking journeys your customers use daily, built into your app and connected to your core.
Credit card
Apply, activate, track limits and pay, inside the app.
Credit card
Apply, activate, track limits and pay, inside the app.
QR Payments
Scan, pay, done, straight from the banking app.
QR Payments
Scan, pay, done, straight from the banking app.
Digital Onboarding & eKYC
Verified and onboarded in minutes, no branch visit.
Accounts & Transactions
Balances, history and account management in one view.
Accounts & Transactions
Balances, history and account management in one view.
Transfers & Bill Payments
Send money and settle bills in a few taps.
Transfers & Bill Payments
Send money and settle bills in a few taps.
Financing Journeys
Apply and track status without leaving the app.
Financing Journeys
Apply and track status without leaving the app.
PFM & Engagement
PFM & Engagement
Tools designed to help your customers manage their money, understand their spending, and build better financial habits — with your bank as the trusted guide in that journey.
Tools designed to help your customers manage their money, understand their spending, and build better financial habits — with your bank as the trusted guide in that journey.
Spending Categorisation
Every transaction gets a clean name, a category, and a logo — so your customers actually understand where their money went.
Spending Insights
Turns messy transaction data into patterns your customers can see — and act on — right inside the app.
Spending Insights
Turns messy transaction data into patterns your customers can see — and act on — right inside the app.
Personalised Budgets
Budgets built from how your customers actually spend, not how they think they spend.
Personalised Budgets
Budgets built from how your customers actually spend, not how they think they spend.
Instant Notifications & Nudges
The right nudge at the right moment — before the overdraft hits, not after.
Instant Notifications & Nudges
The right nudge at the right moment — before the overdraft hits, not after.
Auto Savings Pots
Set a goal, set a rule — the money moves itself.
Auto Savings Pots
Set a goal, set a rule — the money moves itself.
Lending & Risk Management
Lending & Risk Management
Products focused on building a more accurate, more fair picture of creditworthiness — using what customers actually do with their money, not just what a bureau score says about them.
New-generation credit scoring
A fuller picture of who your customer really is financially — beyond what the bureau score tells you.
New-generation credit scoring
A fuller picture of who your customer really is financially — beyond what the bureau score tells you.
New-generation credit scoring
A fuller picture of who your customer really is financially — beyond what the bureau score tells you.
Internal Intelligence & Analytics
Internal Intelligence & Analytics
Tools for your internal teams — analysts, product managers, relationship managers — who need to understand customer behaviour at scale, not just manage individual accounts.
Internal business dashboards
Your customer data, finally readable — segment, track, and act before the numbers become a problem.
Internal business dashboards
Your customer data, finally readable — segment, track, and act before the numbers become a problem.
Sales, Marketing & Product Recommendation
Sales, Marketing & Product Recommendation
Tools for your internal teams — analysts, product managers, relationship managers — who need to understand customer behaviour at scale, not just manage individual accounts.
Recommended banking products
Your customer data, finally readable — segment, track, and act before the numbers become a problem.
Recommended banking products
Your customer data, finally readable — segment, track, and act before the numbers become a problem.
Niche Finance & Compliance
Niche Finance & Compliance
Tools for your internal teams — analysts, product managers, relationship managers — who need to understand customer behaviour at scale, not just manage individual accounts.
Sharia Stock Screening
Your customers invest with confidence — every stock checked, every portfolio kept clean.
Zakat Calculation
Zakat, calculated automatically — no spreadsheets, no guessing, no missed obligations.
Zakat Calculation
Zakat, calculated automatically — no spreadsheets, no guessing, no missed obligations.
Sadaqah
Give directly to the causes that matter — right from the banking app.
Sadaqah
Give directly to the causes that matter — right from the banking app.
Interest Purifier
Riba transactions, flagged and cleared — so your customers stay compliant without thinking about it.
Interest Purifier
Riba transactions, flagged and cleared — so your customers stay compliant without thinking about it.
Quran
The full Quran, always with them — with audio, tajweed, and their favourite verses saved.
Quran
The full Quran, always with them — with audio, tajweed, and their favourite verses saved.
Prayer Time
Never miss a prayer — accurate times, azan alerts, and a countdown wherever they are.
Prayer Time
Never miss a prayer — accurate times, azan alerts, and a countdown wherever they are.
Qiblat
Always know which way to face — GPS-accurate, every time.
Qiblat
Always know which way to face — GPS-accurate, every time.
Masjid Locator
Find the nearest masjid, get directions, save the favourites — done.
Masjid Locator
Find the nearest masjid, get directions, save the favourites — done.
Halal Scanner
Scan before you buy — halal status and ingredients, checked instantly.
Halal Scanner
Scan before you buy — halal status and ingredients, checked instantly.
Qurban & Aqiqah
Book, confirm the akad, and pay — all in one place, all in the app.
Qurban & Aqiqah
Book, confirm the akad, and pay — all in one place, all in the app.
Zikir Counter
Count, track, and hit your target — one tap at a time.
Zikir Counter
Count, track, and hit your target — one tap at a time.
Doa
Every doa they need, searchable and ready — in Arabic, transliteration, and translation.
Doa
Every doa they need, searchable and ready — in Arabic, transliteration, and translation.
Islamic Calendar
Hijri and Gregorian, side by side — with every important Islamic date already marked.
Islamic Calendar
Hijri and Gregorian, side by side — with every important Islamic date already marked.
Most partnerships begin with one conversation about one problem.
Let's start there — and see where it goes.
Contact Us ›About Us
Kestrl Altitude is a financial technology company, not a bank. Banking services are provided by partner banks; cards are issued by partner issuers pursuant to a license from the card network.
© 2026 Kestrl Altitude. All Rights Reserved
About Us
Kestrl Altitude is a financial technology company, not a bank. Banking services are provided by partner banks; cards are issued by partner issuers pursuant to a license from the card network.
© 2026 Kestrl Altitude. All Rights Reserved
About Us
Kestrl Altitude is a financial technology company, not a bank. Banking services are provided by partner banks; cards are issued by partner issuers pursuant to a license from the card network.
© 2026 Kestrl Altitude. All Rights Reserved
About Us
Kestrl Altitude is a financial technology company, not a bank. Banking services are provided by partner banks; cards are issued by partner issuers pursuant to a license from the card network.
© 2026 Kestrl Altitude. All Rights Reserved


